Terms of Use
Basic terms governing access to MortgageIQ Canada and its reports.
Service Scope
MortgageIQ Canada provides educational mortgage analysis tools for consumers and brokers. The service is informational only and does not provide financial, legal, tax, or mortgage advice.
User Responsibility
You are responsible for the accuracy of the data you enter. Results, comparisons, and PDF reports depend on the completeness and accuracy of your inputs.
Payments and Access
Paid consumer reports and broker subscriptions may require payment before access is granted. Fees are generally non-refundable unless required by law or explicitly stated otherwise.
Permitted Use
You may use the service for your own internal personal or business decision support. You may not misuse the platform, attempt unauthorized access, or interfere with its operation.
No Warranty
The service is provided on an "as is" and "as available" basis. We do not guarantee uninterrupted availability, error-free operation, or that outputs will match real-world lender terms or outcomes.
Limitation of Liability
To the maximum extent permitted by law, the operator of MortgageIQ Canada is not liable for indirect, incidental, or consequential damages arising from your use of the service or reliance on its outputs.
Changes
These terms may be updated from time to time. Continued use of the service after a change means you accept the updated terms.