MortgageIQ Canada

Consumer

Enter the core mortgage details below to generate a premium renewal preview report.

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Required for instant preview

Enter the three core inputs below to generate your preview quickly.

Mortgage Balance

Remaining principal today.

Remaining Amortization (years)

The years left on your amortization schedule.

Renewal Offer Rate

Use the annual rate from your lender renewal quote.

Optional / Advanced inputs

Defaults are applied automatically. Expand only if you want to refine the estimate.

Province

Defaults to Ontario for switching cost estimates unless you change it.

Current Rate (optional)

Add this to show the monthly change vs your current payment.

Renewal Term (optional)

years

Defaults to 5 years if left unchanged.

Competitor Rate (optional)

Optional benchmark for comparison.

Switching Costs (optional)

Auto-filled from the province default until you override it.

Prepayment Penalty (optional)

Add this only if your current mortgage has a payout penalty.